Non-payment/non-delivery scams happen when you pay for something online, like a product or service, but it never arrives, or when you sell something and the buyer doesn’t pay. Scammers set up fake online stores or listings to take your money and disappear.
For example, you might buy a hearing aid from a website that looks real, but it never ships, and the site vanishes. Or you sell a chair, and the buyer sends a fake check.
Seniors are targeted because they may shop online for convenience or sell items to downsize, making them vulnerable to fake sellers or buyers.
Tips to Identify Non-Payment or Non-Delivery Scams
Shop on Trusted Sites: Use well-known platforms like Amazon or eBay, which offer buyer protection. Avoid unfamiliar websites.
Check Seller Reviews: Look for reviews or ratings about the seller. No reviews or only glowing ones can be a warning sign.
Be Cautious of Low Prices: If a deal seems too good to be true, like a $50 hearing aid, it’s likely a scam.
Verify Payment Methods: Use credit cards or secure services like PayPal, which offer refunds. Avoid wire transfers or gift cards.
Watch for Fake Checks: If selling, wait for checks to clear before shipping items. Scammers often send bad checks.
Trust Your Instincts: If the website or buyer feels off, don’t proceed. Ask a family member to help check it out.
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San Diego seniors lost $108 million to scams in 2024