Data Breach Explained

A data breach is when hackers get access to your private information without permission or break into a company’s system and steal personal information, like your name, address, passwords, Social Security number, or credit card numbers. This can happen to stores, banks, or even doctor’s offices you use. Criminals use the stolen data to steal money, commit fraud or sell it to other scammers. 

Tips to Identify a Personal Data Breach

Watch for Strange Account Activity: Check your bank or credit card statements for charges you don’t recognize. Even small amounts can signal a breach.

Be Alert for Notifications: If a company contacts you about a data breach, read their message carefully. Verify it’s real by calling their official number.

Monitor Your Credit: Use free services like annualcreditreport.com to check for accounts opened in your name without your knowledge.

Beware of Follow-Up Scams: After a breach, scammers may pose as the company, offering “help.” Don’t share info unless you contact them directly.

Use Strong Passwords: Change passwords often and make them unique (e.g., combine letters, numbers, and symbols). Don’t reuse passwords across sites.

Ask for Help: If you’re unsure how to check your accounts or credit, ask a trusted family member or friend to assist.