Extortion scams are when criminals try to scare you into paying money or sharing personal information by threatening you. They might claim to have embarrassing photos, videos, or secrets about you and demand payment to keep them private. Or they might lock your computer with ransomware (a virus that blocks access) and demand a fee to unlock it. Some even threaten physical harm or to contact your family unless you pay.
For instance, you might get an email saying someone hacked your webcam and recorded you, demanding $1,000 in Bitcoin to not share the video. Or your computer might freeze with a message saying you must pay to regain access.
These scams aim to frighten you into acting quickly. Seniors are targeted because scammers think they may be more vulnerable to fear or less familiar with digital payments like cryptocurrency.
Tips to Identify Extortion Scams
Don’t Panic: Threats about hacked webcams or secret videos are often bluffs. Scammers send these to many people, hoping someone will pay.
Look for Generic Messages: Extortion emails often don’t mention your name or specific details. If it’s vague, it’s likely a scam.
Never Pay the Ransom: Paying doesn’t guarantee they’ll stop. It may encourage more demands. Disconnect your device and seek help instead.
Check for Suspicious Email Addresses: Extortion emails often come from random or strange addresses, not legitimate companies.
Secure Your Devices: Use antivirus software and keep your computer updated to prevent ransomware. Ask a family member to help with updates.
Report to Authorities: Contact the FBI’s Internet Crime Complaint Center (ic3.gov) or local police if you receive threats. Don’t share payment details.
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San Diego seniors lost $108 million to scams in 2024